You can claim it yourself, for free

Checklist: Alabama, money left over after a foreclosure sale

Who holds it: No public office. In a power-of-sale (out-of-court) foreclosure, the mortgagee, its agent or attorney, or the auctioneer runs the sale (Ala. Code 35-10-12).

How long: Not researched yet — ask the clerk

How you claim: Ask the lender's attorney or auctioneer who ran the sale, in writing, for an accounting and any money left after the debt. Alabama's foreclosure statutes set no surplus claim procedure.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Get the foreclosure deed from the county probate office, where probate judges index foreclosure deeds, to see who ran the sale.
2. Write to that lender, attorney or auctioneer asking for a sale accounting and any surplus owed to you.

Documents

Not researched yet — ask the clerk

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• Code of Alabama 35-10-12 (Alabama Legislature): https://alison.legislature.state.al.us/code-of-alabama?section=35-10-12