You can claim it yourself, for free

Checklist: Iowa, money left over after a foreclosure sale

Who holds it: County sheriff pays the 'overplus' to the borrower. If lienholders claim it, the sheriff pays it to the clerk of the district court, and the court decides.

How long: Not researched yet — ask the clerk

How you claim: Ask the sheriff who held the sale about any overplus. If it was paid to the clerk of district court, ask the court in the foreclosure case to order it paid to you.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Get the sheriff's sale results for your foreclosure case.
2. Ask the sheriff whether there was an overplus and whether it was paid to you or to the clerk.
3. If the clerk holds it, file a request in the foreclosure case for the court to release it.
4. Other liens on the property are paid first, in order.

Documents

Not researched yet — ask the clerk

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• Iowa Code §654.7 Overplus: https://www.legis.iowa.gov/docs/code/654.7.pdf
• Iowa Code §654.9 Payment of other liens: https://www.legis.iowa.gov/docs/code/654.9.pdf
• Iowa Code §626.82 Overplus paid to clerk: https://www.legis.iowa.gov/docs/code/626.82.pdf