You can claim it yourself, for free

Checklist: Idaho, money left over after a foreclosure sale

Who holds it: Deed of trust (trustee's sale): the trustee who ran the sale. Court foreclosure: the court decides, and may have the surplus deposited in court.

How long: Not researched yet — ask the clerk

How you claim: Trustee's sale: ask the trustee for the surplus, which by law goes to the grantor (borrower) or successor after the debt, sale costs and later liens. Court foreclosure: ask the court in the case to order the surplus paid to you.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Check whether the property was sold by a trustee (deed of trust) or by court order.
2. Trustee's sale: ask the trustee for the sale accounting and your surplus.
3. Court foreclosure: ask the district court to pay out any surplus deposited in court.
4. Later recorded liens are paid before the owner.

Documents

Not researched yet — ask the clerk

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• Idaho Code §45-1507 (trustee's application of proceeds): https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1507/
• Idaho Code §6-102 (surplus in court foreclosure): https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH1/SECT6-102