You can claim it yourself, for free

Checklist: Indiana, money left over after a foreclosure sale

Who holds it: Clerk of the court in the county where the foreclosure was filed

How long: Held until the court orders payment. Unclaimed money is later turned over to the Indiana Attorney General's Unclaimed Property Division.

How you claim: Ask the court in the foreclosure case, through the clerk, to order the surplus paid to you. The court directs it to the borrower (mortgage debtor), heirs or assignees.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Find the foreclosure case and confirm with the clerk that surplus is being held.
2. File a written claim in that case asking the court to release the surplus.
3. Attend any hearing the court sets.
4. Collect payment from the clerk after the court order.

Documents

• Foreclosure case number

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• A finder who charges you may need to be a licensed private investigation firm: ask the clerk.
• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• Randolph County Sheriff – sale information (excess paid to clerk): https://www.in.gov/counties/randolph/departments/sheriff/sheriff-sale-real-estate-information/
• Indiana Courts – Allen County foreclosure surplus program: https://times.courts.in.gov/2021/11/05/allen-foreclosure-surplus-program