You can claim it yourself, for free

Checklist: Kentucky, money left over after a foreclosure sale

Who holds it: Master commissioner of the circuit court (escrow account), paying out only by court order

How long: Paid out by court order once the sale is confirmed. Money ordered paid that goes unclaimed is escheated to the state as unclaimed property.

How you claim: Ask the circuit court in the foreclosure case to order the surplus paid to you. The master commissioner then pays according to that order.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Wait for the court to confirm the master commissioner's sale.
2. File a request in the foreclosure case for the leftover money.
3. The commissioner pays you under the court's order.
4. If the funds were escheated, claim them from the State Treasury.

Documents

Not researched yet — ask the clerk

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• A finder who charges you may need to be a licensed private investigator: ask the clerk.
• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• Master Commissioner Accounting and Procedures Manual (AOC): https://www.kycourts.gov/AOC/Audits/Documents/Master_Commmissioner_Accounting_and_Procedures_Manual.pdf