You can claim it yourself, for free

Checklist: Minnesota, money left over after a foreclosure sale

Who holds it: County sheriff who held the foreclosure sale

How long: For a surplus of $100 or more, the sheriff holds it through the redemption period and then pays it out

How you claim: The sheriff mails notice of a surplus. After the redemption period, junior lienholders who made timely demands are paid first, and the rest goes to the owner of record at the sale. You can also ask in writing to apply the surplus to your redemption amount.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Watch for the sheriff's mailed notice of surplus
2. Contact the sheriff in the county where the sale was held
3. If redeeming, you may ask in writing to apply the surplus to the redemption amount
4. After the redemption period, the remaining surplus is paid to the owner of record at the sale

Documents

• Written request to the sheriff (if applying the surplus to redemption)

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• Minn. Stat. § 580.10: https://www.revisor.mn.gov/statutes/cite/580.10