You can claim it yourself, for free

Checklist: Oklahoma, money left over after a foreclosure sale

Who holds it: Court foreclosure: the sheriff or officer who made the sale. Power-of-sale foreclosure: the lender (mortgagee), which may instead deposit it with the district court clerk

How long: Not researched yet — ask the clerk

How you claim: After a sheriff's sale, demand the surplus from the sheriff or officer. After a power-of-sale foreclosure, the lender pays junior liens and then the prior owner. If the lender deposited the money with the court clerk, file a civil action in district court asking for it.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Find out whether the sale was a court (sheriff) sale or a power-of-sale foreclosure
2. Sheriff sale: make a written demand on the sheriff for the balance
3. Power of sale: ask the lender for the surplus after junior liens are paid
4. If the lender deposited it with the district court clerk, apply to the district court by civil action

Documents

Not researched yet — ask the clerk

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• 12 O.S. § 773 (surplus paid to defendant on demand), OSCN: https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=94151
• 46 O.S. § 48 (power of sale: disposition of proceeds), OSCN: https://www.oscn.net/applications/oscn/DeliverDocument.asp?CiteID=72066