You can claim it yourself, for free

Checklist: Vermont, money left over after a foreclosure sale

Who holds it: Paid out under the Superior Court (Civil Division) order confirming the sale in the foreclosure case

How long: Not researched yet — ask the clerk

How you claim: In the court foreclosure case, make sure the order confirming the sale provides for paying the surplus to you. Other lienholders are paid first. A strict foreclosure (no sale) produces no surplus.

Your deadline: ____________ (confirm it with the clerk)

Steps

1. Follow the foreclosure case in the Superior Court Civil Division.
2. After the sale, review the plaintiff's sale report and request to confirm the sale.
3. Ask the court to direct any surplus to you as mortgagor in the confirmation order.
4. Contact the court clerk if you were not paid as ordered.

Documents

• Your filings in the Superior Court foreclosure case

What it costs you

Not researched yet — ask the clerk

If someone offers to do it for you

• Fee limits: Not researched yet — ask the clerk.
• You never need to pay anyone to file.

Official links

• 12 V.S.A. ch. 172 (foreclosure; § 4954 disbursement of proceeds): https://legislature.vermont.gov/statutes/fullchapter/12/172
• Vermont Superior Court Civil Division: https://www.vtcourts.gov/civil